Fatal Accidents and Motor Insurance Bureau
In this blog we would like to refer you to our link page fatal car accidents and motor insurance bureau for general information for bereaved families who need some guidance on taking action against the driver who killed a family member in a fatal road traffic accident.
Legal Proceedings v Motor Insurance Bureau – Fatal Accident Claims
One a relevant bereaved family member instructs a fatal car accident claims solicitor proceedings will be taken against the driver said to have caused the fault. Now if that driver is uninsured or untraced a case may be made out against the Motor Insurance Bureau or (MIB).
The MIB will effectively run the case and if the offending driver is at fault will make an award of compensation.
Practical Steps to Issue Proceedings v MIB
There are special rules for fatal accident solicitors to take action where the MIB is involved. Failure to adhere to the rules (Uninsured Drivers Agreement) for instance will mean that a perfectly good claim for fatal accident compensation will have to be rejected. The main points a fatal accident claim solicitor will have to bear in mind is:
- MIB claim form, must be completed and submitted to the MIB as soon as possible.
- Upon issue of proceedings relevant notice in accordance with the Uninsured Drivers Agreement but be given to the MIB (Clause 9).
- Once the court has issued proceedings (the fatal accident solicitor must inform the court NOT TO SERVE UPON THE MIB/DEFENDANT) as the solicitor must then notify that the claim form has been issued within 14 days. The court may fail to inform the Claimant fatal accident solicitors that the claim form was issued in time which may result a failure to provide proper notice.
- Upon issue of the claim form the fatal accident solicitor must then serve this upon the MIB and defendant driver (if traced but uninsured) together with other relevant documents which will include the particulars of claim, medical evidence and a schedule of loss. Further all relent correspondence with the defendant and any relevant insurance certificates – Clause 10.
- When the fatal accident claim solicitors serve all of the relevant documents it is good practice that notice is provided at the same time that if there is no defence served within 35 days of service, the Claimant reserves the right to enter judgement.
Failure to Comply Will Result in the Fatal Car Accident Claim Being Struck Out
A failure of the fatal accident claim solicitors to comply with the strict time limits set out in the Motor Insurance Bureau Uninsured Drivers Agreement can result in them rejecting a perfectly valid claim. Even if the procedural aspects are complied with when proceedings have been issued and serve, if the fatal car accident solicitor failed to give notice within the 35 day period to enter judgement, again the MIB may reject the fatal car accident claim.