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Insurance Companies Profit from Motor Accidents

Motor insurance companies have been accused of ‘profiteering’ when it comes to renewal of motor insurance premiums.  Across all polices for fatal car accident claims and non-fatal accident claims it has been reported that the number of accidents have reduced whilst the premiums have increased.

This is despite the fact that the solicitors costs have been drastically reduced when a claim has been made.  Further the costs that motor insurance companies have to payout have also drastically been reduced meaning that they pay less out overall in compensation to all victims who have been hurt, including fatal car accident claims.

Cost of Motor Accident Claims Increased by £110

Despite the reduction in motor accidents including fatal motor accident claims and the drastic cuts in legal costs insurers have to pay, the average insurance policy has gone up by £110.  Thus the average motor policy is now £781 of comprehensive cover.

It is said that the increase has been due to the Government rise in insurance premium tax and the alleged surge in whiplash injury claims.

One law firm (who acts for large motor insurance companies, Weightmans) is reported to the number of motor accidents including fatal car accident claims have reduced by 7 per cent over the past year.

The numbers are from 876,000 to 816,000. Compensation pay-outs have risen slightly from £2586 in 2015 to £2,673 in 2016 however.

A claimant law firm has stated that the figures show that the motor industry will increase insurance premiums ‘no matter what.’  The cost of insurance premiums bear no resemblance to the number of claims being made.

Hit and Run Accident – Death by Dangerous Driving

A tragic fatal accident has occurred when a pedestrian was struck in Manchester causing fatal injuries.

The Police have reported that the pedestrian was in his early 50’s and whilst taken to hospital following the fatal hit and run accident unfortunately died from the tragic collision.

Man Arrested Following the Fatal Hit & Run Accident

It is reported in the ITV News “Man arrested after fatal hit and run accident in Salford‘ Section on their website that the vehicle that struck the pedestrian failed to stop after the collision.  The vehicle was found, however, and a man in his mid-twenties was arrested on suspicion of causing death by dangerous driving and failing to stop at the scheme of a fatal accident.

Inadequate Punishment Following Death By Dangerous Driving

As fatal accident solicitors we are not privy to any further information surrounded the tragic death on an innocent pedestrian.  But once again, where is the justice in the UK when a bereaved family lose a loved one on our roads to due death by dangerous driving?

Generally speaking, if a person is charged and convicted by death by dangerous driving the punishment is not a deterrent by any stretch of the imagination.

Many of the bereaved families and friends consider the charges to be in insult leaving a deep unforgiven feeling that the Justice has let them down.

According to the Government, a fatal car accident figures indicated only 3 to of 5 drivers are convicted and the average length of time behind bars is just 4 years.

Drivers Who Kill and Seriously Injure Should Face Greater Punishment

Not only punishment by the Courts but also in compensation.  The driver who has caused the heartache due to death by dangerous driving will either be insured or the bereaved family will be able to obtain some compensation from the Motor Insurance Bureau.  Compensation for death by dangerous driving is often inadequate in any event, just like the punishment of the driver who kills behind the wheel but it helps relive some of the financial pressure during the grieving process to stop the family getting into debt or losing their home because they cannot pay the mortgage or rent.

Help When You Need It Most

If you have lost a loved one following a fatal accident either on the road, at work or due to a medical mistake, we are here to help you every step of the way.  Expert legal support and advice.  For more information on death by dangerous driving or general support please contact the fatal accident claim solicitors.