The Inquest was held following the tragic death of a young boy just 13 years of age who sadly lost his life on Liverpool Road, Page Moss , when his bike was hit by a car shortly after 5pm on October 24, 2016.
Our Principal Solicitor who attended the Inquest, at South Sefton Magistrates Court, Bootle, Liverpool, Ronnie Hutcheon, represented the family.
Whilst the hearing has been reported extensively by the Local Liverpool Paper, The Echo nevertheless an Inquest can only provide a verdict on certain facts but a robust cross-examination of the witnesses is not permitted. Thus the verdict at Inquest Hearings may not always get to the detail that is required in criminal or civil proceedings.
A statement on behalf of the family, was read out to the Echo Journalist as hereunder:
A statement from solicitor Ronnie Hutcheon, on behalf of Frankie’s family, said:
“As solicitor for the family of Frankie Murphy I would like to acknowledge the composure and dignity of the family throughout the hearing despite the deep hurt and emotional distress caused by their loss of Frankie.
“The family appreciate the limitations that the coroner can decide, the evidence he can hear and the nature of verdict that can be handed down.
“Frankie Murphy’s family and legal team will take time to reflect upon the evidence and decide if further action will be taken through the civil courts.
“The family would like to express that Frankie was the life and soul of the family and will always be missed and loved by everyone left behind.”
Inquest Hearings Law and Procedure
Attending Inquest Hearings, Liverpool can be a daunting experience on behalf of bereaved families who are already suffering following the death of a loved one. For further reading on What happens at an Inquest or Coroner’s Court‘ please click on the link.
To deal with the legal complexities that follow, talking to the Coroner, the Police, pathologist, dealing with the paper-work etc and bills are just one of many factors.
We can help all families who suffer from a bereavement due to an accident where someone else may be to blame. Please contact Ronnie Hutcheon, specialist fatal accident solicitors.
There are only a limited class of people who can claim for bereavement compensation award in a civil claim set out under the Fatal Accidents Act 1976:
Surviving civil partner
Parents (if the child was under 18)
Unmarried couples? (living together as husband and wife/same sex couple for at least two years prior to death – see further below).
Civil Partners Act 2004 introduced a claim for a bereavement award. But what about unmarried couples? The Fatal Accidents Act 1976 Guide we have provided clearly shows that if a couple is unmarried or not in a sanctioned civil partnership, the death of a partner due to a fatal accident were not entitled to claim.
If a partner has died due to a fatal accident caused by another, providing that the surviving partner was:
married to the deceased,
in a civil partnership with the deceased,
A bereavement compensation award can be made. However, if they were not married or in a Civil Partnership at the time of the fatal accident claim, no compensation for a bereavement award is payable under the Fatal Accidents Act 1976. Please note a parent can claim for a bereavement award for a loss of a child providing that the child was under 18 years of age at the time of death. However, this article concentrates on couples who cohabit by choice or otherwise and choose not to marry or be in a Civil Partnership.
In a recent development and very much welcomed, came a challenge through the Courts where an unmarried partner tried to claim for a bereavement award despite the limited class of people who can claim under the 1976 Act.
In this case, Miss Smith had cohabited with her partner for over 10 years when her partner unfortunately died due to a medical accident. She believed the law was unfair and incompatible to other laws such as pursue the bereavement award as well as a declaration of incompatibility under the European Convention of Human Rights with regard to the right for family and private life and protection from discrimination respectively. She had the right to challenge but no compensation was payable. The law has changed and it is likely that unmarried couples may be able to claim for a bereavement award but the Fatal Accidents Act 1976 has not been changed to date but is about to be amended at the time of writing this page, see below.
Change in the Law to Qualify for a Bereavement Award
Following the Court of Appeal case in Smith, the Government is intending to change the law so that unmarried couples can also claim compensation for a bereavement compensation following a fatal accident claim if they were living together for a period of two years prior to death as ‘husband and wife.’
Below is a comprehensive guide on Cohabitation is rapidly growing in popularity amongst couples in the UK. Even though an unmarried couple may be able to bring a claim, they must satisfy the Court that they were ‘living together‘ for a period of two years prior to death.
While the law is gradually adapting to reflect these changes and provide greater protection for cohabitees, as yet there are no automatic legal rights for cohabiting couples. So what happens if you are a cohabitee and your long-term partner passes away in a tragic accident?
Where the accident is found to be the fault of a third party, the Fatal Accidents Act 1976 entitles certain categories of persons to make a claim for compensation to reflect their loss of financial dependency on the deceased. These include spouses, civil partners and children of the deceased.
That they were living with the deceased in the same household immediately before the date of the death
That they had been living with the deceased in the same household for at least 2 years before that date
That they were living during the whole of that period as the husband or wife or civil partner of the deceased.
The Relationship: Living Together, Cohabiting, What Does It Mean?
The fact that people cohabit and live together does not mean that they are a couple who have intended that the relationship was akin to a ‘husband and wife’ situation. There must be some sort of criteria, a formula if you like, that demonstrates to others and the court that they were indeed living or cohabiting together with that intention.
Several factors that can help determine if couples who are not married or in a Civil Partnership and may be useful to satisfy the court that they were cohabitants under the law. Some examples found outside of the Fatal Accidents Act 1976 are below:
The Family Law Act
Section 62(1) of the Family Law Act 1996 defines “cohabitants”, for the purpose of eligibility to apply for occupation and non-molestation orders, as two persons who are neither married to each other nor civil partners of each other but who are living together as husband and wife or as if they were civil partners.
Couples Cohabiting – Adopting Children
Couples are defined as two people (whether of different sexes or the same sex) living as partners in an enduring family relationship.
Common Factors for Living Together to Satisfy a Claim for Bereavement Compensation.
It appears that the common factor, to be summarised in a short sentence can be typically described as ‘an enduring sexual or intimate relationship to the exclusion of all others.’ The most common formula uses the “marriage analogy”, while some more recent legislation has referred to “partners in an enduring family relationship“.
Bereavement Award and The Fatal Accidents Act 1976
The criteria in the provision of the FAA 1976 for couples ‘living together’ as husband and wife can be broken down into their component parts as below:
The Courts have made clear that the relevant phrase for consideration is “household” and not “house”; thus it is not sufficient to show that a claimant was merely living under the same roof as the deceased.
The case of Gully v Dix  EWCA Civ 139 involved a claimant who sought to make an application for financial provision under the Inheritance (Provision for Family and Dependants) Act 1975. While this case was decided under different legislation, the criteria to be established was largely the same; the claimant had to demonstrate that she was living in the same household as the deceased during the whole of the period of two years immediately before the date of his death. In considering this case, the judge commented that:
“they will be in the same household if they are tied by their relationship. The tie of that relationship may be manifest by various elements, not simply their living under the same roof, but the public and private acknowledgement of their mutual society, and the mutual protection and support that binds them together”
“have elements of permanence, to involve a consideration of the frequency and intimacy of contact, to contain an element of mutual support, to require some consideration of the degree of voluntary restraint upon personal freedom which each party undertakes and to involve an element of community of resources”
Thus a person seeking to make a claim for compensation under the Fatal Accidents Act 1976 would need not only to show that they were living with the deceased, but also provide evidence as to the permanence and stability of their relationship.
This may include things such as shared bills and bank accounts, as well as other household arrangements – for example cooking, laundry, reminders of appointments and so on. While some of these factors may simply be indicative of a strong friendship, the combination of all factors must point to a deep-rooted bond and an element of exclusivity.
For example in the case of Swetenham v Walkley & Bryce  WTLR 845, the deceased and the claimant would attend social events as a couple, and the claimant would do the deceased’s washing while the deceased would pay for meals when they went out. They would support each other when ill. Although the defendants argued that they had merely been close and mutually supportive friends, the judge held that the couple had a mutuality of support and understanding to the extent that they would put each other before other friends.
In addition to the internal nature of the relationship, the external nature will also be relevant; in other words, the extent to which the claimant and deceased presented themselves publicly as living together in a sustained relationship. In Pounder v London Underground Ltd  PIQR 217 (referred to in Kortke v Saffarinig  where the claimant girlfriend of the deceased was entitled to claim under the Fatal Accidents Act 1976, the strength of her case was her ability to rely on independent witness evidence giving the strong impression that the witnesses believed the deceased to be living at the claimant’s flat.
2. Separate houses
An important principle to be drawn from the above case of Pounder is that the claimant and deceased were held to be living in the same household despite the fact that the deceased had retained his mother’s address for all official documents.
A similar situation occurred in Lindop v Agus  EWHC 1795 (Ch), decided under the Inheritance (Provision for Family and Dependants) Act 1975, in that the claimant lived as the deceased’s wife in the same household while retaining a different address for official correspondence. The court held that the fact that bank statements and other documents were sent to a different address was not in itself enough to defeat her claim and there was sufficient corroboration from witness evidence to find that they had lived in the same household.
“It is clear from the authorities that in principle a person may be a member of household A, albeit he has a second house or home elsewhere at B to which he departs temporarily from time to time”
In that case, the claimant brought a claim under the Fatal Accidents Act 1976 after her partner was killed in a road traffic accident. In the years prior to the accident, the claimant and the deceased had owned and lived in separate properties in Sheffield and Doncaster, staying together at weekends.
Although the judge considered that the retention of the deceased’s house in Doncaster was not in itself a barrier to establishing the criteria for the claimant’s claim, what did invalidate her claim was the fact that the deceased himself considered himself as resident at his Doncaster address and indicated that he and the claimant had not yet reached the position of treating the Sheffield address as their mutual home.
In fact, the deceased had kept his wardrobe and possessions at his home in Doncaster, and only really began to plan a life with the claimant after she discovered that she was pregnant. However, the legislation requires that the claimant and deceased to have lived together for two years prior the date of the deceased’s death, and the pregnancy was discovered less than two years prior to his death.
These cases demonstrate that the fact that the claimant and deceased had separate houses or addresses will not automatically prevent the claimant from proving that they had lived in the same household as required by the legislation. More important are the intentions of the couple themselves and the nature of the relationship as a whole.
3. Brief Periods of Absence
It follows, then, that brief periods of absence will not break the continuity of “living together”. In the case of Pounder, the judge accepted that the deceased may have returned to his parents’ house for a week or so at a time but he was still able to find that the claimant and deceased had lived together at the claimant’s home. In addition, the judge found that although in the year before the accident in which the deceased was killed the claimant had gone to a woman’s refuge for a period of 3-4 months this did not break the period of living together. Evidence showed that the claimant had returned home regularly and stayed overnight.
In Gully v Dix  EWCA Civ 139, concerning similar provisions under the Inheritance (Provision for Family and Dependants) Act 1975, the claimant had been living separately from the deceased in the three months preceding his death. This separation was in response to an incident in which the deceased had threatened to kill himself. In finding that the claimant and deceased had nevertheless been living in the same household, the court considered that regard was to be had to the “settled state of affairs during the relationship and not the immediate de facto situation prevailing before the deceased’s death”.
Thus in the same vein as the reasoning which underpins the approach taken with separate houses, the mere fact of an absence will not negate the “living together” element of the legislation. The intention of the parties will be more determinative and a court may find that a person was living in the same household as the deceased even if they were living separately at times if it can be demonstrated that there was no settled intention that the relationship was at an end; it was merely suspended.
4. Civil Partners
While the legislation previously referred to the need to demonstrate that the claimant and deceased had been living together “as husband and wife”, growing acceptance of same-sex relationships led to an amendment being made in 2004 to the effect that cohabiting same-sex couples can also bring a claim for compensation under section 1(3)(b).
There are no separate requirements for same-sex cohabitees; the same criteria that must be established by cohabitees advancing their claims as husband and wife apply. Thus a claimant must demonstrate a relationship that goes beyond casual and produce evidence to show that it was sufficiently permanent and constant, both privately and publicly.
Bereavement Award £15,120
So far this article has dealt with the ability to bring a claim for compensation flowing from the claimant’s loss of financial dependency on the deceased. This entitlement is calculated on a case-by-case basis and beyond establishing that they fall within a particular class of persons entitled to bring a claim, the claimant must also show that they have or will have suffered a loss. For example, a claimant may claim compensation where they can show that they have suffered a loss of prospective earnings or pension. The court may also take into account non-material losses, such as the loss of the deceased’s role in family life – these include things such as birthday presents for children or the fact that the deceased regularly carried out DIY or gardening around the house.
However, in addition to this entitlement, the Fatal Accidents Act 1976 also introduced the Bereavement Award, a one-off payment of £15,120 to be paid to certain relatives. Currently this award is limited to the wife or husband or civil partner of the deceased. The only exception is where the deceased was a minor, in which case his or her parents may be entitled to the Bereavement Award.
Therefore, as the law stands, cohabitees are not able to claim compensation for bereavement under the 1976 Act.
This provision has been widely criticised, particularly in light of the fact that more and more young couples are choosing cohabitation rather than the more traditional route of marriage. Where a couple has cohabited for years and may even have started a family together it seems unjust to deny them the Bereavement Award solely on the basis that they have not entered into a formal marriage. The inequity becomes even starker when you consider that a couple who have been married for just several months and have no children will be entitled to the Bereavement Award should one of them die.
In this case, the claimant, Ms Smith, and the deceased, Mr Bulloch, had cohabited for 11 years before his death in October 2011 after he had contracted an infection following a hospital procedure. The NHS Trusts admitted that they were to blame but argued that Ms Smith was not entitled to the Bereavement Award as she and Mr Bulloch had not been married.
Ms Smith argued that in denying cohabitees from claiming the Bereavement Award, the legislation breached her human rights, namely Articles 8 and 14 of the European Convention on Human Rights. Article 8 ECHR protects the right to respect for private and family life while Article 14 ECHR provides protection against discrimination. Ms Smith’s argument was that the legislation discriminated against her as an unmarried woman.
The Court of Appeal noted that the Bereavement Award was intended to reflect the grief that flows from intimacy inherent within couples who were married or in a civil partnership. In that respect there was no distinction between couples in a marriage or civil partnership, and couples who were cohabiting.
Just as the right of civil partners to claim bereavement damages had been added by the Civil Partnership Act 2004 to reflect the growing incidence of same-sex relationships and the need to protect their right under Article 8 ECHR, so too does the law need to reflect the fact that cohabitation can and does give rise to intimate and long-term relationships which stand to be compensated for the grief experienced when one party dies due to the fault of a third party.
The Court in Smith issued a section 4(2) declaration under the Human Rights Act 1998 to the effect that section 1A of the Fatal Accidents Act 1976 is incompatible with the ECHR. While this does not in itself change the law, it paves the way for Parliament to amend the legislation in order to allow cohabitees to be awarded bereavement damages.
(1) the duration of the relationship;
(2) the nature of the relationship;
(3) the degree of mutual commitment to a shared life;
(4) the nature and extent of common residence;
(5) whether the parties maintained a common household;
(6) whether or not the parties had a sexual relationship;
(7) the emotional or physical intimacy of the parties’ relationship;
(8) the extent of financial interdependence or dependence, if any;
(9) the extent to which any financial dependence was encouraged or fostered by the relationship;
(10) the ownership, use and acquisition of property;
(11) the performance of household duties;
(12) whether the parties have or care for children, either of both or one of them;
(13) the reputation and public aspects of the relationship;
(14) oral or written statements or promises made to each other, or representations made jointly to third parties, regarding their relationship;
(15) the extent to which the parties acknowledged responsibilities to each other, for example, by naming the other as eligible to receive benefits under an employee-benefit plan; and
(16) the parties’ participation in a commitment ceremony or registration as a domestic partnership.
The law on the rights of cohabitees when one dies in an accident found to be the fault of a third party is gradually coming in line with modern society and the social acceptance of the legitimacy of cohabiting couples. Cohabitees may claim compensation for loss of dependency provided they are able to demonstrate that they lived in the same household as the deceased. Each case will be judged on its own specific facts but the underlying principle is that claimants must show that they were in a relationship of sufficient intimacy and permanence, taking into account the relationship as a whole and how they conducted themselves both privately for themselves and publicly for the outside world to witness.
As it stands, cohabitees are not entitled to a Bereavement Award; however, this will change in the near future. In response to Smith v Lancashire Teaching Hospitals NHS Foundation Trust, the Government laid a proposed draft Remedial Order before Parliament on the 8th May 2019 designed to extend the right of bereavement damages to cohabiting couples. Just how long before this becomes law remains to be seen but it is certainly a step in the right direction.
The proposals are for Hillsborough Law to adopted in all Inquest Hearing that are held where public authorities, civil servants and officials and others are to be accountable.
The key issues about Hillsborough Law is for public bodies to be more accountable and to provide equality of legal representation for the bereaved families at Inquest hearing before a coroner. This is to stop the Government having deep legal pockets to represent public officials to bereaved families who may not have the money to obtain legal and expert advice.
It is hoped that the trust and fairness in the justice will help bereaved families in other disasters going forward which can only be a good thing.
We often say, that sometimes the law gets in the way of justice. We hope that he hard work and hurt following the Hillsborough disaster in not in vain.
There is nothing so emotive than to lose a loved one due to a criminal act such as murder. The devastation can only be imagined by those not affected. Even, perhaps more hurtful is if the murder is by a family member, husband or wife for instance or the murder of a child.
The unthinkable regrettably does happen but what can the family victims left behind do? This short blog looks at the compensation elements to help family members left behind cope with the financial pressures of losing a relative.
The CICA is set up by the Government to help victims of crime by making a compensation award to certain family members who have been affected by the death of a loved one.
The compensation award is similar in certain respect to a normal claim for fatal accident compensation claims in the civil courts. The CICA have a tariff of compensation awards which includes claims for murder and thus a bereavement award and dependency claim can be make.
Nobody is ever suggesting that a lump sum compensation award for a fatal injury claim on a charge for murder or manslaughter can in anyway replace the loss of a relative. But compensation for a murdered relative may help those family members left behind, particularly if there are young children or the bread winner has lost his or her life due to a crime.
The compensation may help towards child care, education and protect their future. Family members who are struggling to make ends meet will find it easier to cope with the every day life and bills that keep on coming in. The loss of a loved one due to a crime, criminal act does not stop bills.
Affected family members even if they were working at the time, may not be able to come with returning to work for a long period of time or at all. Again this can result in loss of income or if children have to be looked after, the working parent may not be able to return.
Whatever the circumstances, compensation for the murder of a relative due to a crime may be payable even if the perpetrator is known to the victim.
The main purpose of an Inquest is to find out the exact cause of death. In most cases this can be established by the facts of the accident. In other cases it may be more complex to find out the cause of death or who may be responsible. This is so especially if the death is caused on a building site and there are various contractors who occupy the land and or premises.
The Inquest hearing is a formal court assessment by the judge (The Coroner) who has wide and various powers to call witnesses to give evidence.
In other serious cases especially where corporate manslaughter could be a possibility the Coroner may decide that the hearing should be held before a jury. This is quite rare as most Coroner Hearings are held by the Judge alone without the help of a jury.
Inquest Are for Fact Finding Not to Blame
The most important thing to remember for bereaved families is that an Inquest held by a Coroner is not to apportion blame for the fatal accident claim. It is to find out the facts giving rise to the death, how death was caused and if possible for the Coroner to make recommendations to whoever has power or responsible for the death to try to prevent similar fatal accident claims and death happening again.
Further Advice – Coroners Court and Inquest Hearings
Fatal Accident Solicitors Inquest Hearing Support Service
The duty of a Coroner and what happens at an Inquest has, for many, been a mystery. A sudden and unexpected death following a cycle fatal accident claims is a personal tragedy and grief that makes understanding the process that much more difficult. As sympathetic expert inquest and bike fatal accident solicitor will help you through this traumatic event every step of the way. By providing that helps relieve the financial worry and stress of family members who need assistance.
Attending an Inquest/Coroner
Family members & dependents require legal assistance to help explain to them the legal implications of an Inquest hearing/Coroner’s Hearing following a fatal accident as well as providing them with practical advice, for instance, whether a death certificate can be obtained to deal with the estate pending the verdict.
Contact Us Now – Don’t Leave It Too Late
There are time limits that apply to make a fatal accident claim so please do not leave it late. If you are reading this website to help a family member or friend who has not yet obtain advice you can contact us to discuss options. Whatever the circumstances, contact us.
Click on our CONTACT US to call or email us via our Online Form.
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Dramatic increased in court fees are not uncommon with the Conservative Government. Now the bereaved families are set with another tax through probate fees which will come into force in May 2017.
What is Probate in a Fatal Accident Claim?
Probate is the court procedure to ensure that the person who has died is officially recorded and to show the assets and liabilities of deceased immediately before death.
Probate will be obtained by the deceased executors if a will was left behind or through the next of kin (known as intestacy) if there is no will.
The person(s) in charge of the deceased affairs will then issue the relevant paperwork at the local court to obtain permission to officially deal with the legal affairs of the deceased which includes selling or maintaining assets and paying debts of the deceased.
In addition, of course, the person(s) dealing with the affairs of the deceased will also need to file the relevant IHT (Inheritance Tax Forms) to inform the Inland Revenue of how much tax, if any, the estate has to pay.
Fatal Accident Claims Increase Probate Fees
Fatal accident solicitors will need to advise bereaved families of the increase in the probate court fees, which can raise to £20,000 simply to authorise the court to proceed through probate. There is nothing more the court will do for this hefty fee, it is just a backdoor method of gaining more tax from the dead.
Not all fatal accident solicitors are the same. It this most difficult time for family members who are looking for legal advice in such an emotional and traumatic time, it is important that you do obtain advice from as specialist in this area.
Fatal accident claims can involve a very complex area of the law where there are pitfalls for the unweary and inexperience solicitor who may be very good dealing with simple whiplash injury road traffic accident claims or accidents at work but not equipped with fatal injury compensation claims. Applying the law to fatal accident claims is not routine, the demands and complexity are uniquely demanding and simply nothing short of experience and expertise should be considered in such a difficult time for the family.
One Example of an Inexperienced Solicitor Getting It Wrong
In this matter, a firm of fatal accident solicitors acted for a family whose adult child was tragically killed in a road traffic accident. The deceased was living away from his parents and recently left university and was in a full-time job.
Following the conviction the family as requested by the fatal accident claim solicitors requests that they send the receipts in of the funeral expenses to stat they can be reimbursed with the cost of the funeral and headstone which is a claim that can be made under the Fatal Accidents Act 1976.
The fatal accident solicitor only made a cursory enquiry asking simply did their adult child provide an financial support for them at the time of death. The answer was ‘no.’
The insurance company for the other driver made an offer to compensate the family for the funeral expenses in ‘full and final settlement’ of the fatal accident claim. That was it. The family became a little concerned and questioned their rights. After seeking advice from us, it quickly became apparent that the fatal accident solicitor simply did not go into any detail about what a ‘dependency claim’ involves and what can be claimed.
Fatal Accident Dependency Claim
It turns out that the parents and the deceased had in mind shortly before the tragic death that their adult child was intending to come back to live with the parents due to job relocation and more-over to look after one of them as they had fallen ill. That the provision of care to one parent and that the adult child would financially support his family was simply over-looked by the fatal accident solicitor. No proper and full investigations were ever made.
Had it not been for that telephone call to us, the fatal accident solicitors the family would have settled the claim for compensation for the loss of funeral expenses. The total value of the Dependency claim is significant and whilst no amount of fatal accident compensation can ever be considered as justice, it does provide some financial security, closure and piece of mind.
Fatal Accident Solicitors – Advice & Support
We are here to help you every step of the way. The first legal step is to call us. We will be sympathetic and with over 20 years of dealing with families left devastated by the loss of a loved one appreciate your concerns and demands for justice. We work under a No Win, No Fee Solicitor service so you have no worries in getting in touch.
Make sure you instruct the right fatal accident solicitor, otherwise you may not obtain the justice that you deserve and the right amount of compensation of piece of mind and a sense of closure. The above link is a cautionary tale of what can easily go wrong if the family instruct the wrong fatal accident solicitor.
A fatal accident at work occurred to an engineer who is said to have been crushed to death as reported in the Irish News.
It is said that the tragedy occurred when the employee was caught up in machinery. The Health and Safety Executive are to carry out appropriate investigations into the tragic death at work.
Anyone who seek help and advice regarding a fatal accident at work may seek the help and advice from specialist solicitors, who will be able to help with making a fatal accident compensation claim.
The tragedy is compounded by the fact that following a death at work, it is often the ‘bread winner’ that has lost his or her life. The consequences are only too apparent by the fact the death was sudden and unexpected. Thus there is almost always and immediate loss of income to the family. The bills, unfortunately do not stop once a death has occurred in the family.
The mortgage, rent, council tax, utility bill,s car bills, finance, loans and more still have to be paid. Combined with having to find an immediate expense of about £7,000 for the cost of a funeral.
The loss and grieving is hard enough but to then be worried about finances can make the stress un-necessary. As fatal work accident claims solicitors, we can help take action against the employers if there is a possibility they may be at fault. All employers by law must have insurance to pay out for such eventualities.
If the death at work compensation claim is met by an admission by the employers insurance company that the fatal accident at work claim was as a result of the employer’s negligence or fault, then the solicitors helping the family can obtain an interim payment to help with the funeral expense within a matter of weeks and deal with the rest of the compensation claim when all the evidence in support of the dependents are obtained.
The Ogden Tables were used to compensate future awards of compensation for fatal accident dependents and victims of life changing injuries. The Ogden Tables use what are called ‘multipliers’ that is a calculation to apply a fixed lump sum award the claimant would received today and ‘discount’ the compensation lump sum due to the fact that the claimant would get the money now rather than piece meal over what can be many years into the future.
In fatal accident claims, however, the Courts in the 1970’s (see case of Cookson v Knowles  in particular where Lord Fraser stated:
‘In a personal injury case, if the injured person has survived until the date of trial, that is a known fact…But in a fatal accident case, the multiplier must be selected once and for all as at the date of death because everything that might have happened to the deceased after that date remains uncertain…’
Thus to calculate the future compensation for dependants from the date of death rather than the date of trial (which happens as a matter of routine in life changing injury claims) has the effect of under-compensating the dependants of the deceased. Why? This is because the Odgen Tables used to calculate the future awards were designed to calculate the ‘multiplier’ from the date of trial not the date of death.
So if there is a long delay between the date of death and date of trial or settlement this will lead to injustice and under-compensation to the dependents. This has been a known fact for many years but the Courts have done nothing about it until the decision in Knauer v MOJ 2016. The mis-use by the Courts of the Ogden Tables was considered in White v ESAB Group (UK) Ltd  and Aths v Ms  EWCA Civ 972 and criticised in Corbett v Braking HA .
Just one good fatal accident decision in many years has taken place where the Supreme Court in the case of Knauer v MOJ 2016 decided to change the law so that the multiplier must run from the date of trial, not the date of death. This can add thousands of pounds for bereaved families who have been under-compensated and let down the the Government and the Judiciary.
[Author Ronnie Hutcheon – Principal Solicitor in the Firm of R James Hutcheon Solicitors]
But the Courts thought they were bound by the past judgement and thus the law could not be changed without the Government changing the law.
Even the Law Commission Report entitled Claims for Wrongful Death suggested to the Government that the law should be changed (among other issues) so that compensation for fatal accident claims for future awards should be used the same way as lift changing injury claim, that is The Ogden Tables for future awards for compensation should be from the date of trial not the date of death.
Common sense has played a part here with practical know how of the change in times but lest not forget the injustice to victims in the past whose fatal accident claims have been vastly under compensated by the slow changing pace of the Judiciary and the constant strength and lobbing of Government by insurance companies who continue to influence the Government. The losers are the victims. Help us change the law and sign our Government E-Petition on bereavement awards.
There are time limits that apply to make a fatal accident claim so please do not leave it late. If you are reading this website to help a family member or friend who has not yet obtain advice you can contact us to discuss options. Whatever the circumstances, contact us.
Click on our CONTACT US to call or email us via our Online Form.
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