Category Archives: Motor Insurance Bureau Uninsured Driver

Fatal Accident Claims – Uninsured Driver

When faced with a fatal accident claims road traffic accident there can be worry for the dependent family that the defendant driver does not have motor insurance to provide compensation to the deceased’s estate and family left behind.

Thankfully, even if the defendant driver was uninsured or even untraced at the time of the fatal accident claim the family and the estate of the deceased are still able to obtain compensation from the Motor Insurance Bureau (MIB).

Fatal Accidents Claims - The Law

The MIB has been set up to provide compensation for fatal accident claim so that the family left behind do not financially suffer as a result of losing a love one.

The claim procedure will be handled the same by the fatal accident claim solicitors which will include:

  • Investigating the circumstances of the fatal accident claim.
  • Dealing with the police
  • Speaking to the coroner
  • Attendance at a coroner’s hearing if required
  • Establishing compensation award
  • Establishing dependents of the deceased.
  • Providing compensation payments

Fatal Accident Claims – Need Advice?

If you or a member of the family who have lost a loved one and are in need for advice, please contact the fatal accident claim solicitors now.

 

Suspicion of Death by Danger Driving in Liverpool

A man has been arrested in a ‘hit and run’ tragic fatal car accident when the vehicle he was driving caused the tragic death of a little girl and serious injury to her grandmother.

The man who handed himself in after allegedly travelling abroad after the tragic accident is now said to have handed himself in after pleas from his mother on national TV.

Police are not looking for any other suspect.

Further Reading on this tragic event: Liverpool Echo – Violet-Grace

Consequences Causing Death by Dangerous Driving

In our mind the punishment for causing death by dangerous driving are totally inadequate.  The maximum punishment is 14 years in prison.  Most serve less than 5 years.

If the punishment against the driver is not sufficient, bereaved families are further met with an insulting legal system where compensation is of limited or no use especially when it comes to losing children.

Yes compensation is not everything, it will never be enough for a loss of a loved one but the compensation for a fatal accident claim for causing death by dangerous driving can help with financial pressures following the death of a loved one.  Often even if it is not the bread-winner who has died, some bereaved family members cannot go back to work for a long time.  The bills don’t stop coming in.  They need to be paid from somewhere.

If you have been affected please contact us for sympathetic expert legal advice.

 

 

Criminal Injuries – Fatal Road Crash

It is unfortunate that there are many senseless deaths and fatal car accidents on UK road due to the criminal acts of others. Usually young teenage or adult males.

Motor vehicles can easily be turned into weapons and cause carnage.  Young males still steel vehicles for ‘joy riding’ or used in the course of a criminal offence such as a get-away car at the scene of a crime.

Whatever the use, there is with regret victims who are present at the wrong place and time who ultimately and needlessly lose their life or suffer from serious injuries or life-changing injuries and are in the need of fatal accident compensation to help them recover and relieve the financial stress and burden of not having to work again.

Help is Available to Victims of Fatal Road Accidents

Those bereaved families who have lost a loved on due to crime or criminal activity can seek independent specialist advice from solicitors dedicated to help victims.

Notwithstanding the criminal often have no assets or money or insurance cover to sue for compensation, a claim can be made for criminal injuries compensation for the death of a loved one.  The scheme is designed to help bereaved families to claim compensation for a fatal accident claim where the death was caused due to a criminal activiity.

For more information on making a criminal injuries claim for compensation for the death of a loved one please click here: criminal injuries – compensation for death.

Fatal Accidents and Motor Insurance Bureau

Fatal Accidents and Motor Insurance Bureau

In this blog we would like to refer you to our link page fatal car accidents and motor insurance bureau for general information for bereaved families who need some guidance on taking action against the driver who killed a family member in a fatal road traffic accident.

Fatal Accidents Claims - The Law

Legal Proceedings v Motor Insurance Bureau – Fatal Accident Claims

One a relevant bereaved family member instructs a fatal car accident claims solicitor proceedings will be taken against the driver said to have caused the fault.  Now if that driver is uninsured or untraced a case may be made out against the Motor Insurance Bureau or (MIB).

The MIB will effectively run the case and if the offending driver is at fault will make an award of compensation.

Practical Steps to Issue Proceedings v MIB

There are special rules for fatal accident solicitors to take action where the MIB is involved.  Failure to adhere to the rules (Uninsured Drivers Agreement) for instance will mean that a perfectly good claim for fatal accident compensation will have to be rejected.  The main points a fatal accident claim solicitor will have to bear in mind is:

  • MIB claim form, must be completed and submitted to the MIB as soon as possible.
  • Upon issue of proceedings relevant notice in accordance with the Uninsured Drivers Agreement but be given to the MIB (Clause 9).
  • Once the court has issued proceedings (the fatal accident solicitor must inform the court NOT TO SERVE UPON THE MIB/DEFENDANT) as the solicitor must then notify that the claim form has been issued within 14 days.  The court may fail to inform the Claimant fatal accident solicitors that the claim form was issued in time which may result a failure to provide proper notice.
  • Upon issue of the claim form the fatal accident solicitor must then serve this upon the MIB and defendant driver (if traced but uninsured) together with other relevant documents which will include the particulars of claim, medical evidence and a schedule of loss.  Further all relent correspondence with the defendant and any relevant insurance certificates – Clause 10.
  • When the fatal accident claim solicitors serve all of the relevant documents it is good practice that notice is provided at the same time that if there is no defence served within 35 days of service, the Claimant reserves the right to enter judgement.

Failure to Comply Will Result in the Fatal Car Accident Claim Being Struck Out

A failure of the fatal accident claim solicitors to comply with the strict time limits set out in the  Motor Insurance Bureau Uninsured Drivers Agreement can result in them rejecting a perfectly valid claim.  Even if the procedural aspects are complied with when proceedings have been issued and serve, if the fatal car accident solicitor failed to give notice within the 35 day period to enter judgement, again the MIB may reject the fatal car accident claim.

Driver in Fatal Accident Was Uninsured – What to Do?

The hurt of loved ones following a fatal road accident is compounded when the person who caused the death was uninsured.

It is difficult enough to have to deal with the legal complexities following the sudden and unexpected loss of a close family member but then having to find out there is no insurance just makes matters more difficult.

Step in the Motor Insurance Bureau, who can deal with fatal car accident compensation claims if the driver of the vehicle that is at fault was uninsured or untraced.

Fatal Car Accident Uninsured Driver or Untraced Driver

If the driver that caused the death cannot be traced or even if traced has no insurance solicitors acting for the bereaved family will take action against the driver via the MIB.  The MIB is a fund set aside by a pool of insurance companies to compensate loved ones for the death of a close family member, funeral expenses and financial dependency losses.

Many fatal car accident claims are taken against a driver that is properly insured but there it is still not uncommon for the MIB to be involved.

Many fatal car accident claims are often following by criminal charges brought by the police for such offences as:

Help and Advice

To take specialist legal advice from solicitors who deal with fatal car accident claims is necessary to over-come the legal complexities that often accompany fatal road traffic accident compensation claims.  Not every solicitor who deals in personal injury will have all the necessary expertise to represent bereaved families.

Contact us now the fatal accident claim solicitors, we are here to help you every step of the way.

 

 

Fatal Road Accidents

Fatal Road Accidents

Every road death is a tragedy and for the deceased’s family and friends a life changing event that will last their entire life time.  Government statistics  confirm that there were 440 road deaths between April and June; over 1,700 fatal road accidents.

The following road deaths recorded following fatal road accidents statistics are relevant to 2003:

Use a Fatal Accident Specialist Solicitor
Use a Fatal Accident Specialist Solicitor

Help When You Need It Most

From a legal point of view, it is important to contact a specialist fatal road accident solicitor who will help you every step of the way.

#BrokenHeart
#BrokenHeart

Fatal Road Accidents Claims

For further reading on fatal road accident claims the following links are useful reading in this area:

Fatal accident – Death by dangerous driving

Bereavement award – criminal injuries compensation claims

Fatal road accident claims

Fatal car accidents

Fatal motor accident claims guide

Fatal road accident – uninsured driver, motor insurance bureau

Fatal motorbike accidents

Support our broken hearts campaign to help increase bereavement award compensation.

We know its not just about the compensation, it is about the truth and getting to know what really happened and the final moments.  By instructing us, we will help you get to where you want to be by:

  • Liaising with the Police
  • Liaising with the Coroner
  • Contacting the Defendant(s) and insurer
  • Instructing experts – accident reconstruction, medical, barristers
  • Assist and attend inquest hearings
  • Assist and attend any criminal hearings against the Defendant
  • Prepare a full and financial fatal road accident assessment for Compensation
  • Advise you and your family with any legal issues arising from the fatal accident claim
  • Prepare and apply for probate
  • Claim for funeral expenses
  • Identify those family members who can claim compensation
  • Identify dependants
  • Claim a bereavement award
  • Advise you with any financial issues arising out of the death
  • If liability is admitted, to obtain interim compensation payments to help your immediate needs for the fatal road accident.
  • Prepare the fatal road accident case for Court
  • Obtain the maximum compensation for all dependants.

No Win, No Fee, Solicitor

As specialist fatal road accident solicitors, we undertake all work under a No, Win, No Fee basis, so despite the complex legal and factual issues that can arise from an accidental death, you and your family will have no money worries by instructing us.

No Win No Fee No Worry Cycle Solicitors

0% or Low Solicitor Success Fee if you Win

Due to a change in the law, fatal road traffic accident solicitors can take up to 25% of your compensation if you WIN, by way of a “Success Fee.”  So for every £100,000, you may have to pay up to £25,000 to your fatal accident Solicitor leaving you with £75,000.  That compensation award has to last you and your family a lifetime and to go to a personal injury solicitor could leave you seriously out of pocket.

Ask Your Solicitor: What will it cost if you win my Claim?

Our Success Fees Cap starts at 0%.  The majority of our success fees are only 12.5% plus vat however.  Simply by instructing us, can save you £Thousands in fatal road accident compensation, leaving you with the potential of obtaining 100% of the compensation.  We believe the compensation is much better in your pocket than ours despite what the Government believe.

Fatal Road Accidents In Your Area

The following statistics can be found on the BBC News Website from 1999 to 2010

  • Fatal car accidents in Liverpool – 204
  • Fatal road accidents in Manchester –  222
  • Fatal road accidents in Birmingham – 358
  • Fatal car accidents in Sheffield – 177
  • Fatal road accidents in Portsmouth – 53
  • Fatal road accidents in Preston – 55
  • Fatal car accidents in Sheffield – 177
  • Fatal road accidents in Harrowgate – 155
  • Fatal road accidents in Hertfordshire – 162
  • Fatal car accidents in Hillingdon- 100
  • Fatal road accidents in Hounslow – 106
  • Fatal road accidents in Isle of White – 60
  • Fatal car accidents in Kensington & Chelsea – 69
  • Fatal road accidents in Leeds – 408
  • Fatal road accidents in Knowsley – 48
  • Fatal road deaths in Middlesbrough – 53
  • Fatal road accidents in Newcastle-Upon-Tyne – 80
  • Fatal road accidents in Cornwall – 99

Death on Roads

 

Further reading: – Fatal Car Accident.

Fatal accidents claims guide

Fatal accidents claim

Fatal accidents compensation

Fatal Motorbike Claims

Fatal Work Accidents

Inquest & Coroners

Fatal accident

Contact Us 

Questions - Contact Us Injury Page

 

 

Fatal Car Accidents

Fatal Car Accidents and Compensation Claim Solicitors

Nobody can put a cost on the death of a loved one following a fatal car accident. The personal tragedy, pain and suffering is immeasurable. Whilst the law treats the death of a loved one following a fatal car accident as the same as other tragic accidents, fatal car accidents deserve a particular mention here because of the number of deaths on the Road (about 3,000 per year).

Fatal road accident claims

It is often the case that death by dangerous driving often leave bereaved families let down by the Justice system.  With only 60% of drivers being procectued and an average prison sentence of 4 years really is not good enough.  With compensation that follows a fatal road accident by dangerous or careless driving, totally inadequate, it is common feeling of injustice for the victim and the family left behind.

The two main types of fatal accident claims that arise from the following charges made out by the police:

Fatal road accident claims may also arise without any charge of criminal activity on behalf of the driver(s) to blame.  This is because to charge a driver with death by careless or dangerous driving requires a higher standard of proof by the police (or Crown Prosecution Service ‘CPS’).  The phrase most people would have heard from films is ‘proof beyond reasonable doubt.’  However in a civil claim as opposed to criminal, where compensation is claimed against the driver(s), the standard of proof the fatal accident solicitors need is ‘on a balance of probabilities’ i.e. proof of blame above 50%.

Help & Support When You Need It – Fatal Accidents

Despite the hurdles families have to face when they lose a loved one following a death in a fatal car accident, nevertheless there is an enormous amount of work we can do to help you.  From helping with the investigations about the cause of the fatal road accident to dealing with the paper-work and compensation amount we will be here for you every step of the way.

Our NO WIN, NO FEE, SOLICITOR service means that there will be at least one less worry on the families behalf by instructing us the specialist in fatal car accident claims.

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Fatal Injuries & Road Accidents – Solicitors Advice

Fatal Car Accidents – Multiple Hurt

With fatal car accidents the tragedy is often amplified by the fact that the same members of one family and/or close friends are often occupants in the same car. In a number of cases, several family members are killed. The effects are devastating and even more so if the driver of the same family was at fault.  We will be  here to support the family get to the truth and guide them through the legal maze and see a sense of justice through the pain and hurt.

Fatal Motor Car Accident Solicitors Video

 

Further reading on fatal motor accident claims

Below are some helpful links for further reading:

Fatal accident – Death by dangerous driving

Bereavement award – criminal injuries compensation claims

Fatal road accident claims

Fatal car accidents

Fatal motor accident claims guide

Fatal road accident – uninsured driver, motor insurance bureau

Sympathetic Advice

At R James Hutcheon Solicitors we do understand that compensation is often a secondary thought, but making a claim helps maintain financial stability and relieve the financial worry and stress that comes with losing a a loved one especially if they were the main “bread winner.” Below is a list of most common questions asked by bereaved families:-

  • Who will pay the bills?
  • Who will look after the children?
  • Often a claim out of financial necessity as well as getting to the truth of what happened tends to be the dominant factors when family dependants instruct solicitors.
  • It’s not just about compensation.
  • Our specialist fatal accident team helps the family achieve a sense of justice by taking action against the Defendant to prove fault and to legally represent the family at the inquest to help investigate the cause of death.
  • Family Claims – Passengers in a car will nearly always be entitled to compensation against the driver of the car they are traveling in, the driver of the other car or both. This is because they are innocent victims which sometimes means that they (or their estate) will have to claim against a family member who was at fault when driving the car they were traveling in. However, and in reality it is the insurance company of the driver who will pay the compensation.
  • If the driver does not have any insurance please see below in respect of “MIB” cases. In such tragic cases a claim for compensation must be considered and expert solicitor representation should be sought.
  • Uninsured or Untraced Fatal Car Accident Claims (MIB Claims) – A sizable number of fatal and non-fatal but serious accidents result in a driver being uninsured or failing to stop at the scene of the accident. You should not give up hope in claiming compensation as the Motor Insuers Bureau (“MIB”) was set up to compensate victims/family members of car accidents. Compensation will be payable in the usual way.
#BrokenHeart
#BrokenHeart

Support our broken hearts campaign to help increase bereavement award compensation.

Who Can Claim?

Not everyone connected to the deceased can claim compensation. The law limits the type of people who can claim. The word “family” and “dependants” are used to describe close family ties with the deceased such as children, wife or husband as this group of family members are often the most affected in a fatal accident claim and usually “dependant” upon the deceased.

Therefore the person(s) who can claim on behalf of the deceased are those close family members who were in some way “dependant” upon the deceased before and at the time of death which include:

  • Widow/Widower
  • Deceased’s infant children
  • Parents of the deceased
  • Any person who was living with the deceased as husband or wife immediately before the accident and was doing so for at least two years prior to the accident

A fatal accident claim on behalf of the deceased can also be made if the deceased would have been able to claim compensation himself/herself at the time of death.

No Win No Fee No Worry Cycle Solicitors

For further reading please click onto the following links on our fatal accident web site:

Some Fatal Road Accident Statistics

The number of fatal road accidents in Britain for 2007, according to the Department of Transport, fell by 7% from 3,172 in 2006 to 2,943. The number of non-fatal serious injuries on the road were 30,720. There were 247,780 road casualties. The number of fatal accidents among car users were 1,431 and non-fatal serious injury accidents 11,536. The number of fatal accidents and non-fatal serious accidents involving children was 3,090, of those 1,899 were pedestrians, 121 children died on the roads. There were 644 pedestrian fatal accidents. Pedal cyclists fatal accidents fell from 146 in 2006 to 136 in 2007, serious non-fatal accidents rose by 6% to 2,428. There were 588 motorcyclists fatally killed, the number of fatal and non-fatal but serious accidents rose on the previous year to to 6,737. All motorcycle accidents was 1% higher at 23,459. The Cost of road accidents is estimated to about £20,000 million in which 95% are of human error. One is seven people fatally killed on the road have a drink-drive element. There are about 31million vehicles on the road.  Deaths of the road to car accident for further reading and advice.

Further reading: – Fatal Car Accident.

Fatal accidents claims guide

Fatal accidents claim

Fatal accidents compensation

Fatal Motorbike Claims

Fatal Work Accidents

Inquest & Coroners

Fatal accident

Contact Us 

Questions - Contact Us Injury Page